1. Strategy-First Approach
While most agencies focus solely on deleting negative items, InvestUp focuses on building a credit strategy that creates long-term financial transformation. We don’t just clean up—we help you level up.

2. Education + Empowerment
We believe knowledge is power. Every client receives not only service but education—understanding how credit works, how to protect it, and how to build generational wealth through smart financial choices.

3. Real Human Support
You’re not just another case file. At InvestUp, we offer personalized guidance from real credit strategists who care, not bots or generic email templates. We build relationships, not just results.

4. Transparent Pricing & Clear Results
No hidden fees. No fluff. Just upfront expectations, honest timelines, and clear communication every step of the way. We make credit repair simple and understandable.

5. Culturally Aware + Community-Driven
We serve a diverse community with an approach rooted in empathy, trust, and results. Whether you're recovering from divorce, rebuilding after hardship, or just starting out—we get it, and we’re here to help.

Services Offered at InvestUp

Real Strategies. Real Support. Real Results.

✔️ Full Credit Report Audit
We review your credit reports from all three bureaus—Experian, TransUnion, and Equifax—to identify errors, outdated accounts, and areas for improvement.

✔️ Dispute & Validation Letter Drafting
Our experts prepare customized, legally backed dispute letters to challenge inaccurate, unverifiable, or outdated items on your credit report.

✔️ Pay-for-Delete & Goodwill Negotiations
We negotiate directly with creditors and collectors to remove paid or settled accounts and request goodwill deletions where appropriate.

✔️ Identity Theft & Fraud Resolution
If your credit has been damaged due to identity theft, we assist with documentation, disputes, and restoring your credit integrity.

✔️ Credit Coaching & Score Strategy Planning
We create personalized credit-building roadmaps to help you improve and maintain your score, including guidance on credit mix, utilization, and age.

✔️ Credit Builder Product Recommendations
We recommend the right tools—like secured cards, credit builder loans, and financial apps—that help accelerate your progress safely.

✔️ Monthly Progress Monitoring
Track your credit repair journey with monthly updates, progress check-ins, and support so you always know where you stand.

✔️ Budgeting & Financial Wellness Coaching (Optional)
Need help managing your money while rebuilding credit? Our team offers tools and coaching to help you stay financially aligned.